What to Do in a Car Accident?
Getting into a car accident could be a life changing event. Here are some tips to remember if you ever find yourself in a car crash.
- Stay calm. Depending on the severity of the accident, you’re going to have to make a judgment call on whether or not the police or ambulance will have to be called and being a panic could hinder your decision making abilities.
- Assess your injuries. Even if you have no apparent injuries, do not admit to anyone that you are fine, until you have been examined by a professional. Sometimes car injuries such as “whip lash” appear many hours after an accident as occurred.
- Before you get out of your car, make sure you are in safe surroundings. Depending on where the accident occurred, traffic may still be incoming and could create a potentially hazardous situation for you. If you are in a high traffic zone such as a highway or a busy street, communicate with the other driver to move your cars away from the traffic as much as possible. This of course, is only possible when your vehicles have sustained little damage and are still operational.
- Make sure to get the other driver’s name, driver’s license number, phone number, there insurance company’s name, and policy number. This will make the processing of your claim a lot smoother.
- If the police are called to fill in an accident report, which would likely be the case in most accidents, make sure you are 100% truthful. There will be other witnesses around to confirm your story and wouldn’t want to complicate matters further.
- Notify your insurance company as soon as possible. Most insurance companies, require 24 hours notice for a claim to be filed or up to one year if you are unable to file a claim due to hospitalization. Your policies documents will state the time required to file a claim, the general rule of thumb, the sooner you report your accident, the faster it will be resolved.
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