California Car Insurance Rates - Auto Insurance Quotes in CA
Californians enjoy warm weather, beaches and the Hollywood lifestyle. We don’t, however, enjoy ever increasing car insurance rates.
In Los Angeles, for instance, drivers are paying the third highest insurance premiums in the country. To find the absolute lowest price, it is important drivers shop around.
Our site let’s you shop around for the cheapest insurance rate in California. Compare rates from up to 15 insurance companies by just doing one quote.
Start Your Quote Now.
Compare Car Insurance Quotes in California
Ever wondered if you are getting the best deal on car insurance in California? With so many insurance companies out there it’s time consuming to do an insurance quote with all of them. Our site was created to alleviate this hassle by providing a one stop insurance comparison site. With our help, finding the cheapest car insurance quote in California is now problem free as our quoting tool gives you free access to car insurance rates from over a dozen of the leading insurance companies in California. Not only that, but if you like a quote you see, you have the option to purchase it online or by telephone.
We have gone to the end’s of the earth to develop one of the best insurance quoting systems on the web and invite you to try it out for yourself. Go ahead find out if your paying too much for car insurance in California.
California Car Insurance Requirements
California state law, requires every driver in California to carry at the very least the minimum amount of automobile insurance. This minimum amount is commonly known as “basic insurance”. The basic insurance package is made up of two main types of insurance, they are bodily injury liability and property damage liability.
Bodily injury liability covers the medical expenses, lost wages and pain and suffering if you are deemed at-fault for injuring someone else in a car accident. This is more formally known as “third party liability”, because you are covering your financial risk in the event your driving causes physical harm to a third party. California law dictates that the minimum for bodily injury per person is $15,000, while the minimum for bodily injury per accident is $30,000.
Property damage liability pays for the damages to another driver’s vehicle if you are found at-fault for an accident. This is known as “third party property liability” as you are covering the financial risk in the event your driving causes physical damage to a third party’s property. California law requires that property damage liability be no less than $5,000.
Want to learn more about the different types of coverages read our article, Understanding Car Insurance Coverages.
California Car Insurance Rights
California state legislature has recently passed Assembly Bill (AB) 2677 on December 3, 2007, which requires insurance companies to provide consumers with a cost estimate of its lowest priced personal auto policy at the limits the consumer requests and for which the consumer is eligible.
In addition, when you purchase a automobile policy you are required to receive policy documents known as the declaration page. It is important that you read over this document as it list your rights and duties as an insured.
For more information on your rights as a consumer, contact the California Department of Insurance at (800) 927-4357.
Related Articles:
admin on March 28th 2008 in Car Insurance By State
It's hard to trust other sites when they are owned by an insurance company, why would they give me a higher price than their competition? You guys provided me with an unbiased quote and I appreciate that. I also received a really good price too. Thank you.
